WHY myOnlinePayday?

No Questions

We all experience financial difficulties once in a while and sometimes it happens at the worst of time and putting us in a situation where we need just that small amount of cash to resolve the situation. Borrowing from friends or families is an option but the embarrassment could be hard to accept for some and this is when online loans offer a facility to help us out.

Online Application

With online loans, most lenders do not require you to fax any documents at all and the loan amount can be deposited to your bank account fast and most of the time within the same business day. You can use it to help you get back on your feet until the next pay check. These loans are meant for those who need small amount of cash fast and without hassle!

Better rates

With online applications, you have access to the different loan rates offered by the many payday loan companies. With this information, you can compare which company offers the best rate and go with them. Because of stiff competitions between the loan companies, the rates can differ significantly. Do some browsing and compare their rates for the best loan offer.


How to get approved?


Fill out our short application form secured with 256-bit technology.


The lender makes you a loan offer, presents you with terms, and asks for your approval.


Get cash deposited into your bank account as soon as the next business day.


It has never been so easy to get money! Your application made it simple for us to get $350 without a hassle or credit check. Your service is quick easy and helpful to people in need of emergency cash for just about anything.

Theresa S Pennsylvania, $350

I got the cash I needed to pay my bills and saved myself from hefty late fees. I couldn’t believe that I would get the cash on the same morning my loan got approved. Now that’s what I call impressive.

Peggy L Connecticut, $600

I have never had a bad experience with My Online Payday. I really like working with them and when I need to borrow money I always come to them. Thank you for your help.

Rodney M Texas, $450

This is DEFINITELY the way to go when you need a loan because of a sudden financial crunch. Customer service is great, the site is user-friendly and the process is fast.

Edwin H Georgia, $700

MyOnlinePayDay helped me out in my biggest budget crisis. I can’t believe how easy it was to get a loan and how friendly and helpful their customer service is. Thank you.

Joseph K Florida, $500

read more about the loan process

.. or feel free to contact us

What We Do

At myOnlinePayday, we are dedicated to providing you with fast, convenient and straightforward lending services. Our loans are designed to meet your unique needs, whether you need to bridge the gap between paydays or can't access a loan through a traditional source. Customers who have an immediate need for cash aren't interested in waiting around for their money. Discover the many benefits of using our payday loan services below:

  • Funding Next Business Day Apply by 5 PM ET, and if approved, receive your money as soon as the next business day.
  • Quick and Easy Online Application Apply online in minutes from the comfort and privacy of home.
  • No Paperwork Required You only need to fill out the online application - there's usually nothing to fax
  • Easy to Qualify You can apply for a payday loan despite your less-than-perfect credit.
  • Dedicated Customer Service Team If you have questions about our services or simply need help with your application, our friendly Customer Service team is here to help.

Protect Yourself from Scams

Failing to pay a loan is not punishable by arrest. In fact, threatening to have someone arrested for not paying a loan is illegal. These scammers are trying use intimidation to trick their victims into giving them money. Here are some tips to help you protect your money:

  • Be suspicious of emails or phone calls requesting personal or financial information. Legitimate businesses will not solicit this type of information.
  • If a scammer trying to approach you, or if you’ve already fallen victim, contact local law enforcement.
  • Scammers often claim to represent official-sounding law enforcement agencies or financial institutions. If you receive call from someone claiming to be from such an organization, hang up and call the organization in question directly.
  • Tell the scammers to only contact you by mail and to provide written proof of the debt in question. The Fair Debt Collection Practices Act requires debt collectors to stop calling their targets if they are asked to do so.

myOnlinePayday - Financial services that fit your busy lifestyle.

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