Why myOnlinePayday?

Like thousands of others, you can count on myOnlinePayday Since 2004!

Don't worry, we know that there are always unexpected expenses that can take you by surprise. Things that you haven’t budgeted for, and that’s why we’re here to help. You're not alone. It is estimated that approximately 4 million Canadians have less than one weeks wages in their bank accounts, with more than half unable to source $1,000 for emergencies.

Our online process also means that there’s no paperwork, no face to face meetings, and once approved, your lender will transfer the money to your account the next business day. It’s that easy!

myOnlinePayday.com Services

Services we offer

Your trusted Canadian source of Cash Advances for more than 15 years! Our services are designed to help if you have an unexpected expense and need fast cash.

  • Fast Canada Application
    We're FAST

    Our form should take you no longer than 5 minutes to complete.

  • No Faxing
    No Paperwork Required

    You only need to fill out the application - there's nothing to fax

  • Bad Credit - OK
    Easy to Qualify

    You can apply for a loan despite your less-than-perfect credit

  • 24/7/365 Support
    24/7/365 Support

    Our friendly Customer Service team is always online to help

How to get approved?

Applying for a payday loan in Canada is quick, easy and confidential! myOnlinePayday.COM is a fast and secure way to get loans from the privacy of your own home or office!


Fill out our short Canada loan application form secured with 256-bit technology.


The Canadian lender makes you a loan offer, presents you with terms, and asks for your approval.


Get cash deposited into your bank account as soon as the next business day.

What our customers say?

  • I would like to thank you for the professional service your company has provided. We have borrowed from you once and we will continue to borrow from you again. Thank you!

    Sandra Carter
    Montreal, Quebec, $600
  • Thank you very much for your prompt assistance. I will definitely recommend to to all my family and friends. Brilliant customer service!

    David Dant
    Vancouver, British Columbia, $300
  • Our dealings with you have been nothing but first class service. We have been so pleased with My Online Payday and will be recommending you to everyone we know.

    Shelia Gonzales
    Edmonton, Alberta, $500

Protect Yourself from Scams

Failing to pay a loan is not punishable by arrest. In fact, threatening to have someone arrested for not paying a loan is illegal. These scammers are trying use intimidation to trick their victims into giving them money. Here are some tips to help you protect your money:

  • Be suspicious of emails or phone calls requesting personal or financial information. Legitimate businesses will not solicit this type of information.
  • If a scammer trying to approach you, or if you’ve already fallen victim, contact local law enforcement.
  • Scammers often claim to represent official-sounding law enforcement agencies or financial institutions. If you receive call from someone claiming to be from such an organization, hang up and call the organization in question directly.
  • Tell the scammers to only contact you by mail and to provide written proof of the debt in question. The Fair Debt Collection Practices Act requires debt collectors to stop calling their targets if they are asked to do so.